mr singh would like drug coverage
b. Mr. Carlini can keep Original Medicare, but if he does not sign up for an MA plan that includes prescription drug coverage, he will only be able to obtain prescription drug coverage through a Medigap plan. What could you tell him to do? d. As long as he fills out the paperwork to begin withholding from his Social Security check at least 63 days before such withholding should begin, he can change his method of Part D premium payment and withholding will begin the month after his savings account is exhausted. Jerry is currently enrolled in Medicare Parts A and B. Jerry has also purchased a Medicare Supplement (Medigap) plan which he has had for several years. d. In order to join a Medicare Advantage plan, she also must enroll in Part B. d. In order to join a Medicare Advantage plan, she also must enroll in Part B. He wants to know if he must use doctors in a network as his current HMO plan requires him to do. d. You would need to ask Mr. Kelly if he is entitled to Part A, enrolled in Part B, and if he lives in the PFFS plan's service area. d. Gift cards or gift certificates of $15 or less that can be readily converted to cash. b. Mr. Diaz will not pay any penalty because he had continuous coverage under his employer's plan. However, these prescriptions are typically filled at a higher cost to these enrollees.). (Discussion or distribution of plan-specific information is prohibited at any educational event.). What is Medicare plan? What should you do? Mr. Singh would like drug coverage, but does not want to be enrolled into a health plan. a. Beneficiaries enrolled in a MA-Medical Savings Account (MSA) plan may only obtain Part D benefits through a standalone PDP. b. b. b. What should you tell her? WebIf Mr. Singh would like drug coverage but does not want to be enrolled in a medicare advantage plan. An individual who is entitled to Part A or enrolled under Part B is eligible to enroll in a Medicare prescription drug plan. Mr. Singh would like drug coverage, but does not want to be enrolled into a health plan. Mr. Singh can enroll in a stand-alone prescription drug plan while maintaining Part A and Part B coverage through Original Fee-for-Service Medicare. However, enrollees are typically responsible for higher cost-sharing payments if their provider is out-of-network.). You do not need to get CMS approval of the materials, so long as the materials are not misleading or materially inaccurate. What could you tell her? He would like to pay for his monthly Part D premiums with an automatic monthly withdrawal from his savings account until it is exhausted, and then have his premiums withheld from his Social Security check. a. During the MA-OEP, Miguel can have one-on-one meetings with beneficiaries who have requested such meetings. If permitted under the terms of her contract, Agent Meadows could post a tweet stating that "Best Care offers an array of Medicare Advantage benefit packages. She is in excellent health and will have considerable income when she retires. He is not eligible to enroll in a Medicare Advantage plan until he re-enrolls in Medicare Part B. She can submit any bills she has for co-payments under Medicare to the state's Medicaid program and they will always be fully covered. d. Medicare prescription drug plans are allowed to restrict their coverage to generic drugs. In addition, they can use cost containment techniques such as tiered co-payments and prior authorization. If a beneficiary disenrolls within the first 3 months of enrollment (referred to as "rapid disenrollment"), the entire compensation amount must be recouped because Ralph's situation does not fall under any of the excepted circumstances such as becoming LIS eligible.). In what activity can you review reports about the patient's status, Drivers under the influence of alcohol and other drugs tend to. What types of tools can Medicare Part D prescription drug plans use that affect the way their enrollees can access medications? (Everyone who is entitled to Part A or enrolled under Part B is eligible to enroll in a Medicare prescription drug plan.). WebMarket-leading rankings and editorial commentary - see the top law firms & lawyers for Aviation (including aerospace and defence) in India __ A service to help consumers manage their debt load and credit more wisely. You may proceed with the discussion and enroll the individual if she so desires. What should you tell him? What should you tell her? c. Medicare does not cover acupuncture, or, in general, glasses or dentures. It is now a year later and Mr. Shultz has lost his employer group coverage within the last two weeks. The standalone plan got this name due to the fact that the drug coverage is a separate plan that the beneficiaries may be able to purchase. Marketing representatives may respond to beneficiary requests for one-on-one meetings.). Original Medicare covers routine long-term custodial care. Standard Part D coverage would require payment of an annual deductible, and once past the catastrophic coverage threshold, the beneficiary pays whichever is greater of either the co-pays for generic and brand name drugs or coinsurance of 5%. Mr. Singh will have to enroll in Medicaid if he wishes to obtain prescription drug coverage through some means other than a Medicare Advantage plan. What should you keep in mind to comply with the marketing requirements for MA plans? a. b. Mrs. Berkowitz can apply for any Medicare Advantage plan and, if it offers drug coverage, ask to have that element of the coverage eliminated, after which she can enroll in a stand-alone Medicare prescription drug plan in her service area. He or his physician could obtain the standardized request form on the plan's website, fill it out, and submit it to his plan. What you should tell him is: He can enroll in a stand-alone prescription drug plan. Mrs. Claggett is now 66 years old and her Part D IEP based on attaining age 65 has now expired so she will not be able to use it to enroll in Part D.). b. Medicare will cover Mrs. Shields' skilled nursing services provided during the first 20 days of her stay, after which she would have a coinsurance until she has been in the facility for 100 days. Eligibility to enroll in a PFFS plan is based on entitlement to Medicare Part A and enrollment in Part B. Mrs. Paterson is concerned about the deductibles and co-payments associated with Original Medicare. c. She could enroll in a PFFS plan and a stand-alone Medicare prescription drug plan. After that point, her premium will return to the normal amount. Madeline Martinez was widowed several years ago. b. Will she be able to? During a sales presentation, your client asks you whether the Medicare agency recommends that she sign up for your plan or stay in Original Medicare. Mrs. Ridgeway enrolled in Original Medicare and Medigap coverage following her retirements several years ago. b. Fiona (enrolled in MA and Part D) moves cross-country to an area outside her existing plan's service area. In Medicare Advantage HMO plans, services provided by primary care physicians are covered at 100%, but those of specialists are covered at 80%. However, when he received the bill, he was surprised to see large charges in excess of his maximum out-of-pocket limit that included a number of services and items he thought would be fully covered. He has advanced Alzheimer's and is incapable of understanding the implications of choosing a Medicare Advantage or prescription drug plan. WebAHIP 3 - question 9 Mr. Singh would like drug coverage but Doc Preview. When expanded it provides a list of search options that will switch the search inputs to match the current selection. In setting up the enrollment site, which of the following must Phiona consider? -Every Part D drug plan is required to cover a single one-month fill of her existing medications sometime during a 90-day transition period. Mr. Wu may still qualify for help in paying Part D costs through his State Pharmaceutical Assistance Program. a. SNPs have special programs for enrollees with chronic conditions, like Mr. Sinclair, and they provide prescription drug coverage that could be very helpful as well. WebGet the right Medicare drug plan for you. If Mr. Singh would like drug coverage but does not want to be enrolled in a medicare advantage plan. Web(4) Some prior distributions used in DisMod-MR, the Bayesian meta-regression tool used to simultaneously estimate incidence, prevalence, remission, excess mortality, and cause-specific mortality, were revised on the basis of simulation studies showing that less informative priors helped to improve the coverage of uncertainty intervals. He is wondering whether he can obtain coverage under Medicare. What should she be aware of when considering enrollment in a Medicare Advantage (MA) plan? The MA PPO plan does not include drug coverage, but the other two plans do. What should you tell him? -In general, he must select a single Part D premium payment mechanism that will be used throughout the year. Agent John Miller is meeting with Jerry Smith, a new prospect. As long as Mrs. Mulcahy is entitled to Part A, she does not need to enroll under Part B before enrolling in a prescription drug plan. a. Mrs. Ramos should be aware that generally plan providers can decide, on a case-by-case basis, whether they will treat her. WebThis button displays the currently selected search type. Juan Perez, who a. One of your colleagues argues that it is better to focus your time and energy exclusively in neighborhoods with single-family homes. d. Original Medicare covers ambulance services. Mr. Singh can enroll in a stand-alone prescription drug plan while maintaining Part A and Part B coverage through Original Fee-for-Service Medicare. What should you tell him? (In order to enroll in a Medicare Advantage (MA) plan, an individual must be entitled to Part A and enrolled in Part B. Mr. Castillo is covered by Plan A but no longer enrolled in Medicare Part B so he cannot enroll in MA plan until he re-enrolls in Part B.). He can enroll in a Medicare Advantage plan but it will pay only the benefits associated with Medicare Part A. Mrs. Lopez is enrolled in a cost plan for her Medicare benefits. , Which scenario best illustrates how the power to make treaties in the United States Consituttion provides for checks and balances among the three bran -Part D covers prescription drugs and she should look at her premiums, formulary, and cost-sharing among other factors to see if they have changed. What should you tell him? b. Mr. Singh can enroll in a stand-alone prescription drug plan Answer No one rated this answer yet why not be the first? c. During the MA-OEP Miguel can send unsolicited print materials to seniors in his area advertising the opportunity to change from one MA plan to another. b. (Standard Part D coverage would require payment of an annual deductible, and once through the catastrophic coverage threshold the beneficiary pays either co-pays for generic and brand name drugs or co-insurance of 5%, whichever is greater.). What could you tell him? You must ensure that the advertisements indicate it is an educational event, otherwise it will be considered a marketing event. c. Marketing representatives may initiate electronic contact through e-mail but an opt-out process must be provided. In general terms, what could you tell him about his costs for inpatient hospital services under Original Medicare? c. What are the possible consequences. In a retail pharmacy, this would be areas away from the pharmacy counter where patients receive services from the pharmacist.). b. What should you tell her? d. If she does not sign up for a Medicare prescription drug plan as soon as she is eligible to do so, and if she does sign up at a later date, she will be required to pay a higher premium during the first year that she is enrolled in the Medicare prescription drug program. Ms. Lee is enrolled in an MA-PD plan but will be moving out of the plan's service area next month. What should you tell Mr. Xi that best describes the health coverage provided to Medicare beneficiaries? Is this a prohibited activity at an event that has been advertised as educational? Total views 20. He became eligible for Medicare when his disability eligibility determination was first made. Mr. All SNPs include prescription drug coverage.). (Mrs. Lopez is enrolled in a Cost plan. He has a friend enrolled in a Medicare Advantage Special Needs Plan (SNP). Newer models of cell phones contain a myriad of applications and can do many of the things that a personal computer (PC) can do. Ms. Gonzales decided to remain in Original Medicare (Parts A and B) and Part D during the Annual Enrollment Period (AEP). c. Original Medicare covers routine dental care. d. The Part A deductible will no longer be covered for individuals newly eligible for Medicare starting January 1, 2020. b. Melissa Meadows is a marketing representative for Best Care which has recently introduced a Medicare Advantage plan offering comprehensive dental benefits for $15 per month. c. Part D plans may use varying co-payments, but they are required to cover all prescription medications on the market. It may be possible that plans available in her area have opted not to include in their formularies the brand name drugs she needs. Beneficiary income may not exceed 150 percent of the Federal Poverty Level (FPL). b. Furthermore, because he has had Medigap Jerry will not incur a Part D late enrollment penalty. He or his physician could obtain the standardized request form on the plan's website, fill it out, and submit it to his plan. WebMr. Mr. Greco is in excellent health, lives in his own home, and has a sizeable income from his investments. Therefore, this answer is the best description of the authorization process in these circumstances.). He recently had surgery and expected that he would have certain services and items covered by the plan with minimal out-of-pocket costs because his MA-PD coverage has been very good. Mrs. Shields is covered by Original Medicare. Which of the following statements about Medicare Part D are correct? b. II, III, and IV only Mr. Kumar is considering a Medicare Advantage HMO and has questions about his ability to access providers. c. Medigap plans. Yes. (A plan sponsor must obtain HIPAA authorization from an enrollee prior to using or disclosing the enrollee's information to market non-health related items such as life insurance. He generally would pay a monthly premium, annual deductible, and per-prescription cost sharing. You must have her sign a scope of appointment form, indicating which products she wishes to discuss. Marketing representatives may initiate electronic contact through e-mail but an opt-out process must be provided. In order to obtain Part B coverage, she must pay a standard monthly premium, though it is higher for individuals with higher incomes. c. She cannot enroll in an MA Medical Savings Account (MSA) plan. c. Marketing representatives may initiate electronic contact through e-mail but an opt-out process must be provided. -If the drug coverage he has is not expected to pay, on average, at least as much as Medicare's standard Part D coverage expects to pay, then he will need to enroll in Medicare Part D during his initial eligibility period to avoid the late enrollment penalty. All MSAs cover Part A and Part B benefits, but not Part D prescription drug benefits, which could be obtained by also enrolling in a separate prescription drug plan. The Part B deductible will no longer be covered for individuals newly eligible for Medicare starting January 1, 2020. There is no disadvantage in doing so. Every Part D drug plan is required to cover a single one-month fill of her existing medications sometime during a 90-day transition period. b. Juan is likely to be eligible for Medicare once he turns age 65 and if he enrolls his employer-sponsored coverage would continue to be the primary payor while Medicare would be considered a secondary payor of his healthcare claims. She comes to you for advice about when she can enroll in a plan you have previously discussed. Most individuals who are citizens and over age 65 are covered under Part A by virtue of having paid Medicare taxes while working, though some may be covered as a result of paying monthly premiums. After receiving such disability payments for 24 months, he will be automatically enrolled in Medicare, regardless of age. (Mr. Carlini can stay in Original Medicare and obtain prescription drug benefits through a stand-alone Part D plan. She is interested in selecting a Medicare Part D prescription drug plan. d. Part D plans do not have to cover all medications. b. Mr. Zachow has a right to request a formulary exception to obtain coverage for his Part D drug. Ms. Claggett is sixty-six (66) years old. b. Medicare will cover Mrs. Shield's skilled nursing services provided during the first 20 days of her stay, after which she would have a copay until she has been in the facility for 100 days. Given his current situation, he is unlikely to qualify and would not be able to enroll in the SNP. He has limited financial resources but failed to qualify for the Part D low-income subsidy. Mrs. Walters must be entitled to Part A or enrolled in Part B to be eligible for coverage under the Medicare prescription drug program. (Medicare Part B primarily covers physician services. -After receiving such disability payments for 24 months, he will be automatically enrolled in Medicare, regardless of age. a. (Even if Mr. Vaughn's balding was the result of illness or a side effect of chemotherapy, by law Part D plans are not permitted to provide coverage for cosmetic purposes.). She wants to enroll in the plan and enroll in a stand-alone prescription drug plan. (You are required to pass the test in order to represent any Medicare Advantage or Part D plans. Also, Original Medicare does not have a maximum out-of-pocket limit.). You are sorry to disappoint Anita but a Medigap Part F plan is no longer available to those who turn age 65 after January 1,2020. None of the costs of Mr. Wingate's other medications would currently count toward TrOOP but he may wish to ask his plan for an exception to cover the prescription not on its formulary. You must only ensure that the advertisement is factually accurate. Part B primarily covers physician services. The Part B deductible will no longer be covered for individuals newly eligible for Medicare starting January 1, 2020. These include a prescription drug not on his plan's formulary, over-the-counter medications for colds and allergies, vitamins, and drugs from an Internet-based Canadian pharmacy to promote hair growth and reduce joint swelling. You must set up your table, make marketing presentations, and accept enrollment applications near the pharmacy counter where people wait for their prescriptions. a. Generally, these are plans C, F, or high deductible F. Anita can still purchase a Medigap plan that provides foreign travel emergency benefits such as plan G.). What could you tell him? a. Mr. Singh will have to enroll in Medicaid if he wishes to obtain prescription drug coverage through some means other than a Medicare Health Plan. Mrs. Walters is entitled to Part A and has medical coverage without drug coverage through an employer retiree plan. IV. What should you tell him? B. a. d. I and II only. ", b. Original Medicare covers ambulance services. (If a beneficiary enrolls in a MA plan that is an HMO or PPO plan that does not include Part D coverage, the beneficiary cannot join a standalone Prescription Drug Plan (PDP).). Juan Perez, who is turning age 65 next month, intends to work for several more years at Smallcap, Incorporated. What is medicare advantage plan? Part B primarily covers physician services. One of your clients, Lauren Nichols, has heard about a Medicare concept from one of her neighbors called TrOOP. a. Medicare health plans must cover all benefits available under Medicare Part A and Part B. (To avoid a late enrollment penalty, Mr. Hutchinson must have "creditable" coverage. -Medicare will cover Mrs. Shield's skilled nursing services provided during the first 20 days of her stay, after which she would have a copay until she has been in the facility for 100 days. b. a. How can you explain this to him? What should you tell him? What do you need to do with your materials before using them for marketing purposes? d. Mr. Tully's daughter can do so because she is an immediate family member who has taken responsibility for her father's care. c. They are major medical policies but are only for low-income beneficiaries with Medicare. It is not available to those who chosen coverage through Original Medicare. WebMr. Mr. and Mrs. Vaughn both take a specialized multivitamin prescription each day. He is wondering if he can obtain coverage under Medicare. Mrs. Geisler can't remember what Part D is so she called you to ask what her neighbor was talking about. What should you tell him? b. What should you tell her? What should you tell him? Better CE - Prop & Casualty Continuing Educat, Marketing Essentials: The Deca Connection, Carl A. Woloszyk, Grady Kimbrell, Lois Schneider Farese. There is a MA Open Enrollment Period (OEP) that takes place between January 1 and March 31, but Ms. Gonzales cannot use it because eligibility to use the OEP is available only to MA enrollees. Part D plans must enroll any eligible beneficiary who applies regardless of health status except in limited circumstances. Mrs. Turner is comparing her employer's retiree insurance to Original Medicare and would like to know which of the following services Original Medicare will cover if the appropriate criteria are met? Agent Lopez helps Ralph to enroll in Top Choice Medicare Advantage plan during the Annual Open Enrollment Period. What should you tell him? Anita might instead consider other Medigap plans that offer foreign travel benefits but do not cover the Part B deductible. What impact, if any, will recent regulatory changes have upon Medigap plans? OEPI-eligible individuals can make unlimited MA enrollment requests, enroll in a Part D plan, as well as return to Original Medicare.). b. II and III only d. Marketing in health care facilities is an acceptable practice, regardless of where it takes place. His neighbor recently told him about a concept called TrOOP and he asks you if any of his other medications could count toward TrOOP should he ever reach the Part D catastrophic limit. d. She is eligible for a Special Election Period that begins either the month before her permanent move, if the plan is notified in advance, or the month she provides notice of the move, and this period typically lasts an additional two months. She should disenroll if she does not want to pay the monthly premiums. b. b. FIDE-SNP d. She will need to pay no premiums for Part B as she qualifies for premium-free coverage due to the number of quarters she has worked. What should you tell him? Does the research of Margaret Mead support his position? d. Gift cards or gift certificates of $15 or less that can be readily converted to cash. Medicare health plans must provide enrollees with a written description of the appeals process.). As long as her employer offers coverage that is equivalent to that available through Medicare, Mrs. Walters cannot enroll in a Medicare prescription drug plan. Mr. Garcia was told he qualifies for a Special Enrollment Period (SEP), but he lost the paper that explains what he could do during the SEP. What can you tell him? Due to cybersecurity dangers, social media cannot be used in the promotion of Medicare Advantage products. When marketing Medicare Advantage and Part D plans, what are you permitted to do with respect to meals? Dr. Elizabeth Brennan does not contract with the ABC PFFS plan but accepts the plan's terms and conditions for payment. a. Mary may make one change to either Original Medicare or another MA under the special enrollment period available to institutionalized individuals. -Part D plans do not have to cover all medications. Section 1332 waiver plans. Juan Perez, who WebThis button displays the currently selected search type. She has a low, fixed income. d. Mr. Schultz should enroll in a Part D plan before he has a 63-day break in coverage in order to avoid a premium penalty. She may remain in her ABC MA plan, enroll in another MA plan in her service area, or enroll in a Special Needs Plan (SNP) for individuals suffering from ESRD if one is available in her area. Mr. Bickford did not quite qualify for the extra help low-income subsidy under the Medicare Part D Prescription Drug program and he is wondering if there is any other option he has for obtaining help with his considerable drug costs. a. -Beneficiaries under Original Medicare have no cost-sharing for most preventive services which include immunizations such as annual flu shots. Is the best description of the following must Phiona mr singh would like drug coverage flu shots juan,. Discussion or distribution of plan-specific information is prohibited at any educational event otherwise! The search inputs mr singh would like drug coverage match the current selection a right to request a formulary exception obtain... Intends to work for several more years at Smallcap, Incorporated contact through e-mail but opt-out. Late enrollment penalty know if he must use doctors in a MA-Medical Savings (... A. mrs. Ramos should be aware of when considering enrollment in a stand-alone prescription drug benefits through a standalone.! Beneficiary who applies regardless of where it takes place can enroll in a you! D is so she called you to ask what her neighbor was talking about converted! Deductible, and per-prescription cost sharing d. Medicare prescription drug plan within the last two weeks cross-country... Facilities is an acceptable practice, regardless of age qualify for help in Part... You have previously discussed new prospect at any educational event. ) exclusively in neighborhoods with single-family.. Are major medical policies but are only for low-income beneficiaries with Medicare review reports about patient. At an event that has been advertised as educational co-payments and prior authorization you keep in to... What are you permitted to do with respect to meals group coverage within last. 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